City Take-Home Pay Guide (FY 2026-27)

Mumbai In-Hand Salary & Metro HRA Guide

Master Mumbai take-home pay math: 50% Metro HRA exemption ceiling, Maharashtra Professional Tax rates, EPF contributions, and net monthly bank credit.

City Tax & Payroll Summary: Mumbai / Navi Mumbai

HRA Tax Classification
Metro City (50% HRA Exemption)
IT Act Section 10(13A) Limit
State Professional Tax
Maharashtra PT: ₹200 / mo (₹300 in Feb)
Deducted monthly from salary

Frequently Asked Questions

What is the HRA exemption limit for Mumbai?

Mumbai is an official Metro city under Section 10(13A), allowing up to 50% of Basic salary for HRA tax exemption math.

What is the Professional Tax rate in Mumbai?

Maharashtra levies ₹200 per month (₹300 in February) on salaries exceeding ₹10,000 per month.

Income Tax Default
New Tax Regime
Budget FY 2026-27 Slabs

How HRA Rent Exemption Works in Mumbai / Navi Mumbai

If you choose the Old Tax Regime, House Rent Allowance (HRA) is exempted under Section 10(13A) based on the minimum of three amounts: actual HRA received, rent paid minus 10% of Basic salary, or 50% of Basic salary (Metro rule).

Frequently Asked Questions

What is the HRA exemption limit for Mumbai?

Mumbai is an official Metro city under Section 10(13A), allowing up to 50% of Basic salary for HRA tax exemption math.

What is the Professional Tax rate in Mumbai?

Maharashtra levies ₹200 per month (₹300 in February) on salaries exceeding ₹10,000 per month.

Calculate Your Exact In-Hand Pay in Mumbai / Navi Mumbai

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