15 LPA In-Hand Salary Per Month (FY 2026-27): Exact CTC Breakdown & Tax

By K. Sharma (Lead Compensation Analyst) Updated: Budget FY 2026–27 Slabs

⚡ Featured Snippet: 15 LPA In-Hand Salary Summary

For a 15 LPA CTC (₹15,00,000 per year) package in India, your net monthly in-hand salary is approximately ₹96,000 to ₹1,01,000 per month. Monthly gross pay is ₹1,17,800. Deductions include Employee EPF (₹6,000/mo), Professional Tax (₹200/mo), and Income Tax TDS (₹15,600/mo under FY 2026-27 New Tax Regime).

A 15 LPA CTC package (₹1,25,000 per month gross CTC) is a high-earning salary tier for senior managers, tech leads, and specialist consultants in India.

1. Itemized 15 LPA CTC Monthly Breakdown Table

Salary Component Annual Amount (₹) Monthly Amount (₹)
Gross CTC₹15,00,000₹1,25,000
Basic Salary (40%)₹6,00,000₹50,000
House Rent Allowance (HRA - 50%)₹3,00,000₹25,000
Special Allowance₹5,13,600₹42,800
Employer EPF Share (12% of Basic)₹72,000₹6,000
Employer Gratuity Share (4.81%)₹14,400₹1,200
Gross Salary (Pre-Tax)₹14,13,600₹1,17,800
Less: Employee EPF (12%)-₹72,000-₹6,000
Less: Professional Tax (PT)-₹2,400-₹200
Less: Income Tax (TDS FY 2026-27 New Regime)-₹1,87,200-₹15,600
NET IN-HAND SALARY ₹11,52,000 ₹96,000 / mo

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