A 12 LPA CTC package (₹1,00,000 per month gross CTC) is a benchmark salary tier for senior software engineers, project leads, and assistant managers in India.
1. Itemized 12 LPA CTC Monthly Breakdown Table
| Salary Component | Annual Amount (₹) | Monthly Amount (₹) |
|---|---|---|
| Gross CTC | ₹12,00,000 | ₹1,00,000 |
| Basic Salary (40%) | ₹4,80,000 | ₹40,000 |
| House Rent Allowance (HRA - 50%) | ₹2,40,000 | ₹20,000 |
| Special Allowance | ₹4,10,880 | ₹34,240 |
| Employer EPF Share (12% of Basic) | ₹57,600 | ₹4,800 |
| Employer Gratuity Share (4.81%) | ₹11,520 | ₹960 |
| Gross Salary (Pre-Tax) | ₹11,30,880 | ₹94,240 |
| Less: Employee EPF (12%) | -₹57,600 | -₹4,800 |
| Less: Professional Tax (PT) | -₹2,400 | -₹200 |
| Less: Income Tax (TDS FY 2026-27 New Regime) | -₹1,16,880 | -₹9,740 |
| NET IN-HAND SALARY | ₹9,54,000 | ₹79,500 / mo |
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